%0 Journal Article %A Houshmand, Sara, albadvi, Amir, Houshmand, Sara %T Credit Risk Prediction: An Application of Federated Learning %J Journal of Information Systems and Telecommunication (JIST) %V 13 %N 50 %P 154-164 %D 2025 %R 10.61882/jist.49000.13.50.154 %U https://rimag.ir/fa/Article/49000