TY  - JOUR
AU  - Houshmand,  Sara
AU  - albadvi, Amir
AU  - Houshmand, Sara
TI  - Credit Risk Prediction: An Application of Federated Learning
JO  - Journal of Information Systems and Telecommunication (JIST) 
VL  - 13
IS  - 50
SP  - 154
EP  - 164
PY  - 2025
DO  - 10.61882/jist.49000.13.50.154
ER  -